This is a 2-class course. Each course is 3 hours long and held one week apart.
Registration Fee: $39. Includes 1 Workbook.
Spouse may attend at no additional cost.
This unique and comprehensive course focuses on the issues and financial concepts that are important to retirees. In straightforward language, this course explains financial strategies designed to accomplish objectives such as tax-efficient income planning, lifestyle preservation, inflation protection and providing a legacy.
However, money is only one aspect of post-retirement planning. We introduce fun and fulfilling activities such as travel, hobbies, sports, crafts, socializing, business ventures and lifelong learning, to help you make the most of your retirement years.
This course includes a 143-page illustrated workbook. Couples may attend together for a single registration fee. Class sizes are limited so register today!
In 2013, over 7,500 people paid tuition to attend this non-credit course though Adult & Continuing Education programs throughout the U.S.
This course is offered during daytime hours for your convenience.
Life Planning in Retirement
- The retirement opportunity
- Evaluate your retirement
- Types of retirement activities
- Plan your retirement
- Implement your activities plan
- Financial planning changes at retirement
- Making your money last
- Calculating annual withdrawals
- Rates of withdrawal, returns and inflation
- How markets impact income withdrawals
- Transferring longevity risk
- Income taxes and inflation
- Tax tables and marginal tax rates
- Feelings versus behavior
- Six considerations before you invest
- Investments and risks
- Investment risk management strategies
- How investment returns are taxed
- Tax exempt versus taxable income
- Cash accounts and FDIC insurance
- Individually managed accounts
- Mutual funds versus exchange traded funds
- Immediate and deferred annuities
- Annuity withdrawal choices
- Fixed annuities
- Equity-indexed annuities
- Variable annuities
Retirement Income Sources
- Social Security eligibility and benefits
- Employment income and Social Security
- Social Security planning and considerations
- Four unique strategies to maximize benefits
- Traditional IRAs and Roth IRAs
- Required minimum distributions (RMDs)
- The “Stretch” IRA
- Tax efficient withdrawal strategies
- Roth IRA withdrawals
- IRA to Roth IRA conversions
- Other retirement income sources
Rhissa PontrelliFeb 26 2016, 08:53 PM